New North Dakota law aims to avoid huge bills for out-of-network air …

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As of Aug. 1, a new law requires health providers to give consumers a guide showing which air ambulance companies operating in North Dakota have contracts with the state’s three major health insurers.

The guide, which must be given to patients who are facing non-emergency transfers, is intended to avoid placing consumers in a position where they could be saddled with huge bills for out-of-network air ambulance services.

From 2013 through July 2017, the North Dakota Insurance Department has received 32 complaints totaling $1.77 million, or an average of $55,341, for air ambulance rides that were not covered by insurance.

“That’s a lot of complaints for North Dakota in a single issue,” and also the complaints involve unusually large sums of money, Jeff Ubben, deputy insurance commissioner, said Wednesday, Aug. 9. “It’s been a leading complaint.”

The bills to consumers ranged from $18,000 to $83,613.

The air ambulance participation guide is North Dakota’s latest effort to protect consumers from enormous out-of-pocket costs for air ambulance services.

In 2015, the North Dakota Legislature passed a law creating a primary call list of air ambulance services that…


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